First National Bank offers a level of personal service unmatched by other banks. Talk directly with our loan professionals for one-on-one advice, forthright answers, and exceptional value.
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Types of Loans
Conventional Loan
Conventional loans are for individuals who will have a larger down payment. This typically means a down payment of 20% or more is needed. If your down payment is less than 20% then you will need mortgage insurance.
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FHA Loan
FHA loans are generally used by first time home buyers because it allows for a down payment as low as 3.5%. There are additional government fees for different types of FHA loans Co-Signers can support the Primary Borrower in qualifying for this type of mortgage. If your down payment is less than 20% then you will need mortgage insurance.
ask us about an FHA Loan | Apply Now
VA Loan
VA loans are for our honored military men and women. This loan does not require a down payment. It can be financed 100%. There may be a funding fee required which is like mortgage insurance. This fee may be financed into the loan.
